Private Money Home Loans
The Ultimate Solution for Investors, Fix & Flippers, and Builders
Private Money Is The Perfect Loan Program For Investment Properties
A Private Money Mortgage, also known as a Hard Money Mortgage, is a type of loan that is provided by a private individual or company instead of a traditional financial institution like a bank. Private Money Mortgages are typically used by real estate investors or individuals who need short-term financing and cannot qualify for a conventional mortgage due to their credit history, income, or the condition of the property they are purchasing;
With our vast array of wholesale partners, and in depth knowledge of loan programs, we’re able to price out and compare every mortgage option you qualify for. Sometimes that can be a conventional mortgage, a reverse mortgage, non-qm, and sometimes we need the ability to utilize private money for your investment purposes.
The Private Money Home Loan Process:
Complete our simple 5-minute online application
Receive options based on your unique criteria and scenario
Compare mortgage interest rates and terms
Choose the offer that best fits your needs
Why choose a Non-QM loan?
Non-QM home loans are perfect for self-employed borrower’s that write off their business expenses on their taxes. Fannie Mae, Freddie Mac, FHA, the big government backed funding sources, require that we use your taxable income to calculate your debt-to-income ratio. When you write off your expenses, your income can quickly go from hundreds of thousands of dollars to a loss in the eyes of the IRS and traditional mortgage lenders. Non-QM loans allow us to use your real income to qualify you for a home loan.